Credit Card क्या होता है

Credit Card आपको बैंक से पूर्व-निर्धारित लिमिट तक उधार लेने की सुविधा देता है

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कार्ड स्वाइप करके भुगतान करना नकदी ले जाने के झंझट से बचाता है

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Credit Card से किए गए खर्चों का ट्रैक रखना आसान होता है और धोखाधड़ी जैसी समस्याओं में भी सुरक्षा मिलती है

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कई Credit Card खर्च करने पर रिवॉर्ड पॉइंट्स, एयर मील या कैशबैक प्रदान करते हैं

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Credit Card का जिम्मेदारी से उपयोग करने से आपका क्रेडिट स्कोर बढ़ता है, जो भविष्य में लोन लेने में मदद करता है

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कुछ क्रेडिट कार्डों में वार्षिक शुल्क लगता है, इसलिए कार्ड चुनने से पहले ध्यान से शर्तों को पढ़ें.

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ब्याज दरें और न्यूनतम भुगतान की अनदेखी करने से ऋण का बोझ बढ़ सकता है, इसलिए जिम्मेदारी से उपयोग करें.

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आसान भुगतान के कारण अनजाने में खर्च बढ़ सकता है, इसलिए बजट बनाकर खर्चों पर नियंत्रण रखें

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